Posts with tag 'Homebuying tips'

Did you just find out you're expecting your first child? Or is your family of four getting bigger and quickly outgrowing your current home? Whether you're looking for larger Saint Paul homes for sale or trying to accommodate your growing family among Minneapolis homes for sale, finding the right one is essential.

5 House Elements to Accommodate Your Family

When looking for your first house or third, take a moment to envision the ideal home for your family. Everyone has different priorities for a family home. Before beginning your home search, make a list of essential features for your family home. Even if your list is long, finding the right fit will bring you years of happiness for you and your family.

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Everyone knows that location is one of the most important considerations when buying a home. However, many people don't realize that the type of road their home is located on can also make a big difference. 

When you're looking at Minneapolis homes for sale or Saint Paul homes for sale, you're likely to run into some that are close to major highways or in high-traffic areas. There are also some neighborhoods where homes may be located on cul-de-sacs or even dirt roads. These can all impact a home's desirability, and, therefore, its value. 

Here are a few of the things you'll want to consider.

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To purchase a warranty, or not to purchase a warranty? It is a question that everyone who buys Minneapolis homes for sale asks themselves before signing the contract. Sometimes it makes sense to buy the warranty, while at other times there may be a better option. With National Home Warranty Day scheduled for February 10th, it is a question you might want to take some time to discuss with our real estate agents.

What Your Home Warranty Does

Your home warranty provides discounted repair and replacement services on the appliances and fixtures within your home. It provides coverage for your furnace, air conditioner, plumbing systems, and electrical components. In some cases, coverage extends to include the washer and dryer, oven, refrigerator, fans, dishwasher, bathtubs, hot tub, or swimming pool.

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What do real estate agents actually do? This is a common question of many first-time home buyers and sellers. If you think all an agent does is act as a middleman between the property owner and prospective buyer, then you'll be surprised at just how many more valuable services they provide to their clients. Our real estate agents know that real estate tractions can be confusing for those unexperienced in these sales. Here are ten things that a real estate agent can assist buyers and sellers with.

1. Home Inspectors
   Every home will require an inspection and your real estate agent knows exactly who to call. To ensure that both seller and buyer are protected, your real estate agent will pair you with a knowledgeable inspector who will conduct a thorough assessment of the home.

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Securing pre-approval for a home loan is as good as money in the bank. It makes it possible for our real estate agents to help focus your home search, and it gives you an advantage at the negotiation table. However, your pre-approved status doesn't last forever, and you'll want to carefully read the lender's terms and conditions so that you don't get pre-approved too early.

The 60- to 90-Day Window

It can take anywhere from three days to a week for a lender to review your pre-approval application. Once approved, most mortgage pre-approvals are valid for between 60 to 90 days. In limited cases this window may extend out to 180 days. This is a short window so you want to maximize your efforts during this period. It's a short period because there is a possibility your credit score will change the more time elapses.

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